In this 2 part video series we will discuss what Fixed Indexed Annuities are, and how they work. This can help out if you are not happy with your IRA or your CD or money market. It is also a very good option for anyone who has money invested in the stock market, or has a variable annuity. Enjoy!








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This is a video I made of a service I offer free to all my clients. This video will explain what this product can and will do for you. It is a wonderful service and it only take a few minutes for complete. I do post my videos here but I post here first. So if you want to get a first look at some of the videos click: http://www.youtube.com/user/powersinsurance1




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Individual Retirement Accounts (IRA’S) are tax-advantaged accounts intended to supplement income after retirement. Tax law provides guidelines of use and maximum contributions to sway people from using the account as a simple savings account.

Why would I choose to open an IRA?
An IRA is a great tool to provide for income after retirement. With some features similar to a 401k (like you would set up at work), tax-deferred earnings make your funds grow quickly until you take “distributionsâ€...

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Regular Income Now And For Life

With an immediate annuity you can turn your assets into regular payments beginning now and lasting for the rest of your life or for a specified period of time. At retirement, you can use distributions from defined contribution plans, 401(k)s or IRAs to fund an immediate annuity and create a personal pension.

By definition, immediate annuities are single-payment annuities. Any large sum of cash – from an inheritance, legal settlement, sale of a business or h...

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Safety, Stability and Guarantees

Choose a fixed annuity for defined growth of principal and interest, free from taxes until your money is withdrawn. Fixed annuities generally guarantee a fixed amount of interest for several years; others guarantee rates from one to three years, and renew at the option of the insurance company.

Product Features

• Tax-Deferred Growth: Taxes are deferred on the interest you earn until it is withdrawn.
• Guaranteed Interest Rate
• Guaranteed Principal: Assets ar...

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Variable annuities provide the opportunity for market appreciation—through a variety of investment options—with tax-deferred accumulation and future income.

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Accumulation Period

The period of time between when the annuity is issued and when the insurance company begins to make income payments to the annuitant. Interest earned or investment results experienced on the accumulated payments during this time are added to the account tax-deferred under current tax laws.

Annuitization

Annuitization involves converting your accumulated retirement assets into a series of periodic payments that last for a period of time of your choosing, in accordance wi...

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