Powers Insurance

Browsing Archive: September, 2010

How to deal with your health care cost

Posted by David Powers on Friday, September 3, 2010, In : HSA 
A health savings account (HSA) is a kind of account that you can put money in to to save for health-related expenses on a tax-free basis.  You can contribute to a health savings account only in case you:

•have a high deductible health plan (HDHP)

•have no other medical insurance coverage, including Medicare – however, you are allowed to have other types of health-related insurance, such as accident, disability, dental care, vision care, or long-term care
•cannot be claimed as a dependent...
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FAQ about health insurance

Posted by David Powers on Friday, September 3, 2010,

I thought it would be a good idea to start off with some questions and answers. Here are 7 FAQ that should help:

Q: What is the basic difference between individual and group health insurance coverages?

A: An individual policy is purchased by you directly with the insurance company.

With a group health insurance policy, the group is the master insured and the insurance company contracts with the group. Insurance certificates, issued to a participating member, act as your policy. Often group h...


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